# fondovi.mk

> Overview, analysis and comparison of the open-end investment funds (отворени инвестициски фондови) in North Macedonia: prices, returns, risk class, volatility, price anomalies, simulations of possible outcomes, and an investment calculator. The fund prices come from the Macedonian Stock Exchange (mse.mk) and are updated every working day. The figures are information, not investment advice.

The site is in Macedonian, with an English version (the language switch in the header). Amounts are in Macedonian denars (ден., MKD).

## All funds

- [Funds overview](https://fondovi.mk/): every active fund with its latest unit price, daily change, returns from 3 months to 5 years and net asset value
- [Risk analysis](https://fondovi.mk/risk-return): return against volatility for all funds
- [Market indicators](https://fondovi.mk/market-indicators): a multivariate analysis of the volatility of all funds together (principal component analysis)
- [Net asset value](https://fondovi.mk/net-asset-value): the size of every fund

## A fund

Every active fund has a page at `https://fondovi.mk/funds/<fund>` and four more tabs at `/price-analysis`, `/volatility`, `/price-anomalies` and `/simulations` after it. Funds open and close, so the current list of fund pages is in the [sitemap](https://fondovi.mk/sitemap.xml).

- General information: unit price and trailing returns, risk class (1-7, by volatility), annual returns, the growth of 10,000 denars
- Price analysis: the price history with moving averages
- Volatility: the official volatility and its model
- Price anomalies: unusual one-day moves in the price history
- Simulations: the range of possible values of an investment after 1, 3 and 5 years, and what happened in the fund's past holding periods

## Tools

- [Investment calculator](https://fondovi.mk/investment-calculator): the growth of an initial investment and regular contributions at an assumed yearly return, for up to 10 scenarios side by side

## Data API

The figures on the site come from a public JSON API at https://api.fondovi.mk, and you are welcome to use it: plain GET requests, no key, open to requests from any website (CORS). The data is refreshed once a day, at about 16:00 Central European Time, so please cache the answers rather than asking again. The response shapes do not change (new fields may be added). A fund's id is stable; take it from the list of fund names. Prices are in denars, returns and volatility in percent, dates as YYYY-MM-DD.

- [Fund names and ids](https://api.fondovi.mk/fundsMeta/names): `[{id, name, name_mk}]` for every active fund
- [All funds overview](https://api.fondovi.mk/fundsMeta/overview): each fund's latest unit price and its date, its returns over periods from a day to 5 years, and its net asset value
- [Risk and return](https://api.fondovi.mk/fundsMeta/riskReturn): the volatility and the return of every fund with enough history
- [Latest net asset values](https://api.fondovi.mk/fundsMeta/netValue/last): the size of every fund and its date
- `https://api.fondovi.mk/funds/<id>/price`: the unit price history, `{name, data: [{x: date, y: price}]}`
- `https://api.fondovi.mk/funds/<id>/trailingReturns`: the change in value and in percent over a day, 1, 3 and 6 months, 1, 3 and 5 years, the year to date and since inception
- `https://api.fondovi.mk/funds/<id>/keyStatistics`: the return of every calendar year, the annual volatility, the risk class (1-7), the Sharpe ratio, the maximum drawdown
- `https://api.fondovi.mk/funds/<id>/hypotheticalGrowth`: the value of 10,000 denars invested 5 years ago, day by day
- `https://api.fondovi.mk/funds/<id>/volatilityModel`: the volatility's history, its long-run level and its forecast
- `https://api.fondovi.mk/funds/<id>/priceAnomalies`: the price history with its unusual moves marked
- `https://api.fondovi.mk/funds/<id>/outcomes`: the simulated range of an investment's value after 1, 3 and 5 years, and the fund's past 1, 3 and 5-year holding periods

## Optional

- [Blog](https://fondovi.mk/blog): articles about investing (in Macedonian)